Dental Assurance Plan

The beginning of the year is always busy with insurance patients eager to start using their insurance again after it being maxed out the previous year.
Some are distraught to find out that the condition of their oral health has deteriorated from their past visit as decay and periodontal disease aren't up to waiting for your benefits.  They keep up the destruction.
Some have been waiting for their new benefits so they can treat the broken down teeth in the front at the same time for ideal aesthetics.  They may find out that there specific plan doesn't pay for replacing tooth structure lost from acidic erosion from GERD (while opening a beer bottle with their teeth is apparently an acceptable loss of tooth structure, thank you Delta Dental).
Dental insurance is not really insurance as we tend to think of it.  Sure there are deductibles but the caps and limitations we see on dental plans is much worse than our typical health benefits.  I'm sure we would be outraged if we were turned away from our health care provider because we already had a sore throat in the last two years.  Dental insurance is much more like a dental coupon book that has specific limitations in the fine print.  While having dental insurance can be great is fantastic for those with limited treatment needs and in the maintenance phase of treatment.  There are some insurances with high annual maximums, no limitations, low deductibles that really can benefit your oral health.  It is a messy subject.
Many of us do not have insurance and that caused me to figure out what alternatives there are.  Those patients when motivated are typically great to work with as we don't have the worry of what insurance covers.  We know our options, weigh costs, risks and benefits on the spot and determine how to proceed without the worry of what insurance companies will pay for.  Quite often, costs do come into play and people put off treatment until they have some sort of insurance.
Freitas Family Dentistry is proud to offer our Dental Assurance Plan as another option.  For some this will be a no brainer, some may not benefit as much.  We think most will.  How does this work?
For the first adult member of the family the cost for an annual membership is $250.  For each additional adult (spouse or child up to age 26) the annual membership cost is $200.  Each child membership (17 and younger) is $175 for the year.
The annual membership includes 2 healthy cleanings per year, all needed x-rays and exams at those visits and a 25% discount on all treatment (elective or otherwise) that can be completed in our office.  The best part is that we have no annual maximums on treatments, no deductibles, no waiting period, no claims to file and no rejections from insurance companies.  Of course sometimes it is best to have certain treatment completed by specialists outside the office and there will not be any benefits of our Dental Assurance Plan out of office.  The cost of the annual membership is actually less than the value of the two cleanings, x-rays and exams included, so for those without insurance its a no-brainer.
We think this is a win-win for you and for us.  You save money on preventative and restorative treatment and we get your commitment to letting us take care of your health for the year without having the headache of filing insurance claims, determining benefits and the other headaches we deal with when it comes to insurance companies.
If you have insurance we are ready to do a complimentary benefits check for you and help you maximize your insurance as well.  We are preferred (in-network) providers for Delta Dental Premier, Delta Dental PPO, Metlife and Cigna and work with almost all PPO plans to maximize your benefits (many offer you no real benefits to see an in network provider and some do, we will check).  Give us a call at (925) 634-1230 or check out our website at www.freitasdentistry.com for more information.